For Financial Advisors
Empower your Childfree clients with confidence
Your Childfree clients need you.
75% of Americans don’t have finalized estate documents.
As a financial planner, you work hard to provide value in the area of estate planning, but clients often procrastinate on these vital tasks.
Your Childfree clients aren’t simply dragging their feet. Without kids, designating representatives for medical and financial POA, executor, and trustee creates a Fiduciary Void, leaving them wondering…
“Who can make decisions for me when I can’t do it myself?”
The pressure to choose someone who will ensure their wishes are followed brings up anxiety that keeps them from putting a plan in place.
Finally — the fiduciary representation your clients are looking for.
We built Childfree Trust® specifically to address your Childfree clients’ fear and overwhelm.
With a single monthly membership fee, clients have access to a professional team that provides:
- Medical and financial POA
- Executor
- Trustee representation
We protect them in an emergency and honor their wishes when they die — no matter where they live in the United States.
Why this changes everything for your practice
Childfree Trust isn’t just a service to share with your clients. It’s a powerful differentiator for your practice.
You’re not just solving their immediate problem — you’re positioning yourself as the advisor who truly gets them.
With Childfree Trust, your Childfree clients will finally be able to:
- Finalize their estate documents with confidence
- Sleep better at night knowing a competent team will step in when needed
- Stop feeling like a burden to friends and chosen family
- Focus on living their amazing Childfree life instead of worrying about worst-case scenarios
And you get to be the advisor who made it all possible.
Free Resources
Free Whitepaper: Guide to Fiduciary Estate Planning in the Childfree Economy
The childfree population is growing fast. Your Childfree clients have unique estate planning needs that current models often miss — and this creates a “Fiduciary Void” that financial planners have a unique opportunity to fill.
This whitepaper reveals significant challenges to consider for advisors with Childfree clients — and how you can fulfill your fiduciary duty by offering them a real solution to those challenges.
Partnership Guide: Your Fiduciary Estate Solution for Childfree Clients
Roughly one in four of your clients doesn’t have traditional next of kin — and that gap is quietly stalling their estate plans.
Our partnership guide gives you a complete picture of the Fiduciary Void affecting Childfree, solo-aging, and LGBTQ+ clients, and shows you exactly how Childfree Trust fills it —without competing with your advisory relationship.
Quick Reference and Comparison Chart for Financial Advisors
Less than a quarter of Childfree Americans have completed their estate documents — and the reason isn’t apathy.
It’s that no one has solved the Fiduciary Void: the critical gap in who steps in to make medical and financial decisions when your Childfree clients can’t.
This two-page quick reference gives you everything you need to understand the problem, present the solution, and start the conversation with confidence.
Virtual events for financial planners
Jun 24, 2026
The Fiduciary Void: Intro to Childfree Trust for Advisors
Advisor FAQs
DO NOT DELETE
Do I get direct access to my clients' documents within your system?
No. Client privacy is a foundational pillar of the Childfree Trust product.
However, clients are fully welcome to share their completed documents with you at any point. They are also encouraged to screen-share with you while working through their care documents. We highly recommend that advisors spend time collaborating with their clients in the care document section, as this is an area where you can deliver an immense amount of planning value.
My clients are covered by a group legal plan. Could they get an estate plan created through group legal that would interface with your solution?
New members must create new documents created through Childfree Trust® before the payment and service begin.
We’ve designed our platform for accessibility and ease of use, and we hope users can complete all core documentation in 30 minutes or less — faster if they already have all their information handy.
We have unique sets of documents for each U.S. state.
In order to serve people nationwide, we provide estate documents they need to complete. If a client’s estate is complex and they need different documents, they do not qualify for Childfree Trust® membership.
How is Childfree Trust® different from an independent fiduciary acting as trustee or POA?
Individuals can take on these roles; for example, California and Arizona have registered fiduciary programs to fill this gap. They may not be willing or able to step in as medical POA.
Even in these cases, clients are still nominating only one individual in these capacities, and they can often serve only in that state.
Our solution offers an actual entity and team via our partner trust company, allowing for scalability, coverage, and regulatory oversight that individuals can't offer.
Will Childfree Trust manage my clients' investments if anything goes into Trust?
Not if there is a financial planning or investment manager indicated in the system as the preferred investment manager. Childfree Trust utilizes a Directed Trust structure. Under this arrangement, Childfree Trust operates strictly on the fiduciary administrative side of the relationship. The client's trust documents can specifically appoint you, the advisor, another human or the trust company. Childfree Trust does not require investment control or minimum Assets Under Management (AUM).
Will you market to my clients?
Childfree Trust is a separate and distinct company from Childfree Wealth, though they were both founded by Dr. Jay Zigmont.
To protect your business, Childfree Trust is establishing system guardrails during onboarding that explicitly asks a member about an existing relationship with financial planners and other organizations.
Note: If a member fails to indicate that they have a financial planner when registering, or if they independently sign up for information directly from Childfree Insights, they will receive information about the various opportunities available across the ecosystem. We recommend that financial planners work with their clients directly to ensure that they are properly registered in the Childfree Trust system.
What is the continuity plan for Welon Trust?
Welon Trust is deliberately designed and built with intentionality to outlast its founders and protect clients from cradle to grave. Because Welon Trust is an Alabama state-chartered independent trust company regulated by the Alabama State Banking Department, it is legally bound to strict institutional safeguards to ensure absolute continuity of service:
- Mandated Capital Reserves: Welon Trust is required by regulators to maintain minimum capital reserves specifically to handle business disruptions.
- Regulatory Capital Calls: In a worst-case financial scenario, banking administrators will first issue a capital call to the board of directors to immediately restore liquidity.
- Successor Fiduciary Plan: Regulators require a formal, legally mandated Successor Fiduciary Plan. If a recapitalization fails, the Banking Department will orchestrate a seamless transfer or sale of the administration to another qualified institution.
- Asset & Document Permanence: It is a legal fact that while a company may change management, the trust document itself does not die. All assets held in trust do not belong to the trust company; they remain safely in the client's name through the fiduciary.
Ultimately, any regulatory intervention or management transition is structured to be completely seamless, worry-free, and invisible to the client. Your client's estate plan, power of attorney, and instructions will remain fully intact and executed precisely as written.